The Effects Of Undocumented Immigrants In America

Florida has historically had one of the highest uninsured rates in the country (Born 2017). Despite the fact that Florida has not expanded its Medicaid program, Floridians have gained insurance coverage at greater rates than many other states. One estimate is that prior to the enactment of the ACA, approximately 21% of Florida residents lacked health insurance, and this has dropped to 13% after the ACA took effect. (Williams, 2016). Other estimates have suggested a smaller decrease of 20% to 15% (Born, 2017). Florida experienced the highest enrollment in ACA plans of any state with 1.5 million enrollees in 2016 (Williams, 2016). Increased health insurance coverage appears to have translated to increased access to medical care. Shortly†¦show more content†¦Since the federal government pays for the vast majority of the cost for states to expand Medicaid, Florida’s choice to opt out of expansion results in the loss of 66 billion dollars of federal reimbursements over ten years (Florida and the ACA’s Medicaid expansion, 2017). The cost of obtaining health insurance in Florida has also received significant attention. Different demographic groups are considered higher or lower risk in terms of likely health costs, and health insurance premiums therefore vary according to a population’s risk profile. In Florida, risk groups are defined as counties, so premium costs vary between different counties. Premiums also vary based on a client’s age and the level of health insurance they choose. Bronze plans are the cheapest, but also provide lower levels of benefits, while the platinum plans are the most costly and provide the most extensive benefits. Depending on county, the cheapest silver plan for a single adult male cost between $227 and $318 per month in 2014. Premiums for similar plans rose to between $283 and $455 in 2017 (Born, 2017). Of note, greater than 90% of Floridians purchasing health insurance through the marketplace receive subsidies. With the subsidies, the vast majority of clients pay less than $75 per month for insurance (Born, 2017). Additionally, the ACA is designed to protect clients from rising insurance premiums; when premiums rise, tax credits rise as well.Show MoreRelatedWhy We Need Immigration Reform1168 Words   |  5 Pages Why we need immigration reform Immigration is important to America and so is Immigration reform. The laws we have in place are unfair and unsuccessful to all of us. In order to progress we need to look in our country’s past to advance to our future. Our economy and society can learn and advance with immigration reform. 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